Terms & Conditions — Lumina CX OS

Terms & Conditions

Last updated: June 29, 2026  •  Effective: June 29, 2026

These Terms and Conditions (“Terms”) govern your access to and use of the Lumina CX OS platform and services provided by Call Center Resources LLC DBA Lumina CX OS (“Company,” “we,” “us,” or “our”), a Wisconsin limited liability company. By accessing or using our services, you agree to be bound by these Terms. If you do not agree, do not use our services.

1. Acceptance of Terms

By accessing luminacxos.com, using the Lumina CX OS platform, or engaging with Sophia AI, you (“User,” “Client,” or “you”) agree to these Terms and our Privacy Policy, incorporated herein by reference. If you are using the platform on behalf of a business entity, you represent that you have authority to bind that entity to these Terms.

2. Description of Services

Lumina CX OS provides AI-powered customer experience (CX) software-as-a-service (SaaS), including but not limited to:

  • Sophia AI — a conversational AI agent handling inbound SMS, live chat, email, Facebook Messenger, Instagram DM, and web chat communications
  • AI Ops Pro — a real-time operations analytics and reporting dashboard
  • Revenue OS — AI-powered lead qualification and appointment automation
  • Compliance OS — TCPA, HIPAA-ready, and regulatory compliance workflow tools
  • Vertical Packs — industry-specific AI workflow configurations
  • Associated onboarding, support, and professional services

3. Account Registration and Eligibility

3.1 You must be at least 18 years of age to use our services.

3.2 You agree to provide accurate, complete, and current information during registration and to update it as necessary.

3.3 You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account.

3.4 You agree to notify us immediately at [email protected] of any unauthorized use of your account.

4. Subscription, Billing, and Payment

4.1 Subscription Plans

Services are offered on a monthly or annual subscription basis. Current plans:

  • Starter: $299/month
  • Professional: $599/month
  • Enterprise: $1,499/month (base)
  • Add-ons available at published rates

4.2 Billing

Subscriptions are billed in advance on a recurring basis. By subscribing, you authorize us to charge your payment method on each billing date.

4.3 Price Changes

We may modify pricing with 30 days written notice. Continued use after the effective date constitutes acceptance.

4.4 Refunds

Monthly subscriptions are non-refundable. Annual subscriptions are non-refundable but may be transferred to a new account owner upon request and Company approval.

4.5 Late Payment

Accounts with failed payments will have service suspended after 7 days and terminated after 30 days without payment. We are not liable for data loss resulting from account termination due to non-payment.

5. Acceptable Use

You agree NOT to use the Lumina CX OS platform to:

  • Send spam, unsolicited commercial messages, or messages to recipients who have opted out
  • Violate the Telephone Consumer Protection Act (TCPA), CAN-SPAM Act, or any applicable communications law
  • Transmit malicious code, malware, or any harmful content
  • Harass, abuse, or threaten any individual
  • Collect or process Protected Health Information (PHI) without an active Business Associate Agreement (BAA) with us
  • Resell, sublicense, or white-label our services without an authorized White-Label Partner Agreement
  • Reverse engineer, decompile, or attempt to access source code of our platform
  • Use our AI for any illegal purpose or in violation of any applicable law
  • Impersonate another person or entity

6. SMS Communications and TCPA Compliance

TCPA Notice: You are solely responsible for ensuring that all SMS and voice communications sent through our platform comply with the Telephone Consumer Protection Act (TCPA) and all applicable federal and state communications laws. This includes obtaining proper written consent from recipients before sending automated messages, maintaining consent records, honoring opt-out requests immediately, and including required disclosures. We provide TCPA-compliance tools but compliance is your legal obligation. We are not liable for your TCPA violations.

Specifically, you agree to:

  • Obtain express written consent before sending any automated SMS to a consumer
  • Honor STOP requests within the same message session, immediately
  • Maintain records of consent for a minimum of 5 years
  • Include required opt-out language in all marketing messages
  • Not send messages to numbers on the National Do Not Call Registry unless you have express written consent

7. AI Disclosure Requirements

You agree that when using Sophia AI to interact with your customers and prospects, you will ensure that:

  • Sophia AI discloses its AI nature at the start of every interaction (this is enabled by default in our platform)
  • You do not configure Sophia AI to falsely represent itself as human when directly asked
  • You comply with any applicable state laws regarding AI disclosure in consumer communications

8. Intellectual Property

8.1 Our IP: All platform code, AI models, workflows, interfaces, branding, and content created by us remain the exclusive property of Call Center Resources LLC. Nothing in these Terms transfers any intellectual property rights to you.

8.2 Your Content: You retain ownership of all data, content, and materials you upload or create within the platform. By using our platform, you grant us a limited license to process your content solely to provide the services.

8.3 Feedback: Any feedback or suggestions you provide may be used by us without compensation or attribution.

8.4 White-Label Partners: White-label rights are governed by a separate White-Label Partner Agreement. Unauthorized white-labeling is a material breach of these Terms.

9. Confidentiality

Each party agrees to keep confidential all non-public information received from the other party in connection with these Terms, and to use such information only as necessary to perform obligations under these Terms. This obligation survives termination for 3 years.

10. Disclaimer of Warranties

THE LUMINA CX OS PLATFORM IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR UNINTERRUPTED SERVICE. WE DO NOT WARRANT THAT THE PLATFORM WILL BE ERROR-FREE, SECURE, OR AVAILABLE AT ALL TIMES.

AI-generated content from Sophia AI may be inaccurate, incomplete, or inappropriate. You are responsible for reviewing and validating AI outputs before acting on them.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CALL CENTER RESOURCES LLC AND ITS MEMBERS, OFFICERS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING LOST PROFITS, LOST DATA, OR BUSINESS INTERRUPTION, ARISING FROM YOUR USE OF OR INABILITY TO USE THE PLATFORM, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL CUMULATIVE LIABILITY TO YOU SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE 3 MONTHS PRECEDING THE CLAIM.

12. Indemnification

You agree to indemnify, defend, and hold harmless Call Center Resources LLC and its members, officers, employees, contractors, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising from: (a) your use of the platform; (b) your violation of these Terms; (c) your violation of any applicable law including TCPA; (d) your infringement of any third-party rights; or (e) any content you submit through the platform.

13. Term and Termination

13.1 These Terms remain in effect for the duration of your subscription.

13.2 You may cancel your subscription at any time with 30 days written notice.

13.3 We may suspend or terminate your account immediately for material breach of these Terms, including but not limited to TCPA violations, non-payment, or illegal use.

13.4 Upon termination, your right to access the platform ceases immediately. We will retain your data for 90 days post-termination, after which it may be permanently deleted.

14. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Wisconsin, without regard to conflict of law principles. Any dispute arising under these Terms shall first be subject to good-faith negotiation for 30 days. If unresolved, disputes shall be submitted to binding arbitration in Superior, Wisconsin under the rules of the American Arbitration Association. You waive any right to participate in a class action lawsuit or class-wide arbitration.

15. Changes to Terms

We may update these Terms with 30 days written notice via email or platform notification. Continued use after the effective date constitutes acceptance of the updated Terms. If you do not agree to material changes, you may cancel your subscription before the effective date.

16. Entire Agreement

These Terms, together with our Privacy Policy and any applicable Order Forms, White-Label Partner Agreements, or Business Associate Agreements, constitute the entire agreement between you and Call Center Resources LLC regarding the Lumina CX OS platform and supersede all prior discussions and agreements.

17. Contact

For questions regarding these Terms: